Attention homeowners: Real estate appraisal services for in New Ringgold and Schuylkill County
Here are the top 7 reasons Pennsylvania homeowners hire Pine Hill Realty:
At Pine Hill Realty, we understand the particular needs of a homeowner after appraisal services. The appraisal process and reporting formats are familiar to our business clients like banks, attorneys, and accountants. Being a regular consumer that most likely doesn't look at appraisals every day, you'll receive extra guidance and explanations through the appraisal process to understand what we do and how we document the results of our analysis.
Pre-listing Services/For Sale by OwnerSince you have an emotional attachment to your house, it's often very hard to be objective about it. A professional appraiser is objective and will tell you what you need to know, not just what you want to hear. In addition to helping you set a realistic selling price so your house will attract many interested buyers, a professional appraisal is a very important negotiating tool once you have a likely buyer. The appraisal is something tangible to show your buyer. It's an independent third party's opinion of your home's value, and not just you saying how much your house is worth. Potential buyers assume you have an emotional attachment to your house and will be far more likely to give credibility to an experienced appraiser's value opinion than yours.
Challenge Tax AssessmentLet's say you live in a region that's declining -- your local tax assessor may have your house overvalued. This only means you are most likely paying higher taxes than you should be paying. The faster you take care of things like this, the better, since your property assessment may likely go up again in the next period. An appraisal report from Pine Hill Realty is your strongest weapon when contesting your property tax assessment.
Need to cancel PMI?An attractive way to cut expenses for homeowners is getting the PMI removed from their mortgage loan, thus saving them money on their monthly payments. PMI stands for "Private Mortgage Insurance". Once your mortgage loan is down below 80% of the value of your property, in most cases you can apply to your lender to have the PMI removed from your loan, which will make your monthly payments go down. We are experienced in helping customers just like you remove unnecessary PMI insurance.
Was your HELOC recently frozen?Your lender might decide to automatically freeze your home equity line of credit (HELOC) if your home is in a declining area -- even if your specific property has not declined in value. This can be annoying from a cash flow standpoint, and damaging to your credit score since it may appear as though that credit line is maxed out. Pine Hill Realty can help you reinstate your HELOC.
Do You Need Field and Desktop Appraisal Review Services?Have you just received a copy of your appraisal and you'd wish to have a seasoned expert double-check it for efficiency or do you want a second opinion without the added expense and delay of waiting for a whole new appraisal? We can go out and check the subject and comps in a field review. If you need it ASAP, we'll provide you with a desk review and verify as many facts as we can, using online data sources as well as our own files.
We can also provide a retrospective review of any appraisal you may have had in the past. Although most review work is requested by lenders for quality control, homeowners that have reason to believe a prior appraisal wasn't above board are prudent to invest in a second opinion.